🔥 Trending EPFO FY26 PF Interest Payout: What You Need to Know

The Employees' Provident Fund Organisation (EPFO) has begun crediting the interest for the financial year 2025-26 (FY26) to the accounts of its 34 crore members ¹². The interest rate for FY26 has been set at 8.25% ¹³.

Key Dates and Details

• Interest Rate: The Central Board of Trustees (CBT) of the EPFO, chaired by the Union Labour and Employment Minister, recommended an annual interest rate of 8.25% for FY26 on February 28, 2026 ⁷. This marks the third consecutive year the interest rate has remained unchanged ³. The Centre has also approved this rate ⁶.
• Credit Timeline: EPFO is expected to credit this 8.25% interest to members' accounts by July 15, 2026 ¹²³⁵. Some sources also indicated that the funds would be credited by June 2026 ⁴.
• Total Payout: The total interest payout for FY26 is projected to exceed Rs 1.44 lakh crore ².
• Visibility: Members can expect to see the interest credited to their provident fund passbooks by July 15, 2026 ⁵.

How to Check Your EPF Balance and Interest Credit

Once the interest is credited, EPFO members can verify the updated amount through several platforms:

• EPFO Portal: Members can log in to the official EPFO website using their Universal Account Number (UAN) and password to view their e-passbook ¹.
• UMANG App: The Unified Mobile Application for New-age Governance (UMANG) app allows subscribers to check their EPF balance and passbook details ¹³.
• Missed Call Service: By giving a missed call to 9966044425 from their registered mobile number, members can receive their EPF balance details ¹.
• SMS Service: Sending an SMS to 7738299899 in the format "EPFOHO UAN ENG" (or the first three letters of the preferred language) from the registered mobile number will provide balance information ¹³.
• DigiLocker: After activating their UAN, members can also access their EPF statements through DigiLocker ¹.

It is advisable for members to regularly check their accounts after the stipulated date to ensure the interest has been successfully credited ³.