🔥 Trending FG Launches Consumer Credit Scheme: How to Apply for Laptops and Digital Devices

The Nigerian Federal Government has launched a consumer credit scheme, known as the Credit for Laptops, Internet, Connectivity and Knowledge Digital Devices (C.L.I.C.K.D.) Programme, to help Nigerians acquire digital devices such as laptops, smartphones, and tablets through flexible payment plans ¹²³. This initiative, spearheaded by the Nigerian Consumer Credit Corporation (CREDICORP) in collaboration with the Federal Ministry of Communications, Innovation and Digital Economy, aims to enhance social mobility and make consumer credit accessible to economically active Nigerians ⁵⁸.

Eligibility and Application Process

The scheme is designed for various segments of the Nigerian population, including civil servants and other eligible citizens ⁷⁸. While specific eligibility criteria may vary, the general application process involves several key steps.

Step-by-Step Application Guide

To apply for the FG consumer credit scheme for digital devices, follow these steps:

1. Visit the Official CREDICORP Website: The first step is to access the official portal of the Nigerian Consumer Credit Corporation (CREDICORP). This is where all applications are processed ⁷⁸. As of July 2026, the application process is live ³⁵.

1. Register Your Account: If you are a new user, you will need to register for an account on the CREDICORP portal. This typically involves providing basic personal information and creating login credentials ⁷⁸.

1. Complete the Application Form: Fill out the online application form accurately. This form will likely request details such as your personal information, employment status, income details, and the specific digital device you wish to acquire ⁷. Ensure all information provided is correct to avoid delays.

1. Upload Required Documents: You will be required to upload supporting documents. While the exact list may vary, common documents often include:

• Proof of identity (e.g., National ID card, driver's license, international passport)
• Proof of employment or income (e.g., payslips, employment letter, bank statements for self-employed individuals)
• Proof of address (e.g., utility bill)
• Other documents as specified by CREDICORP ⁷.

It is advisable to have scanned copies of these documents ready before starting the application.

1. Submit Your Application: After completing the form and uploading all necessary documents, review your application for any errors and then submit it through the portal ⁷⁸.

1. Await Application Review and Approval: Once submitted, your application will undergo a review process by CREDICORP. This may involve credit checks and verification of the information provided ⁷. Successful applicants will be notified of their approval and the next steps for receiving their digital devices.

Key Details and Considerations

• Program Name: The scheme is officially known as the Credit for Laptops, Internet, Connectivity and Knowledge Digital Devices (C.L.I.C.K.D.) Programme ⁵.
• Launch Date: The program was launched on Tuesday, July 21, 2026, in Abuja ⁵.
• Objective: The primary goal is to provide affordable consumer credit, enabling Nigerians to acquire essential digital tools like laptops, smartphones, and tablets ³⁴.
• Implementing Body: The Nigerian Consumer Credit Corporation (CREDICORP) is the main body responsible for implementing this scheme ⁴⁸.
• Phased Rollout: President Bola Tinubu approved the take-off of the first phase of this Consumer Credit Scheme ⁶.

By following these steps, eligible Nigerians can apply to benefit from this government initiative designed to improve access to digital technology.