Hong Kong Government Releases New Batch of Silver Bonds with 4.25% Guaranteed In

🔥 Trending Hong Kong Government Releases New Batch of Silver Bonds with 4.25% Guaranteed In

8/6/2026 · 👁 0 · silver-bondshong-kong-government-bondsguaranteed-interest-rate4-25-interest-rate55-billion-hkdsilver-bond-applicationsilver-bond-2026investment
Question
What are the details of the new batch of Silver Bonds issued by the Hong Kong government?
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The Hong Kong Special Administrative Region Government has recently launched a new batch of Silver Bonds, continuing its initiative to provide a secure and stable investment option for its elderly population while stimulating the "silver economy" 2.

Key Details of the New Silver Bond Batch

This latest issuance, which marks the 11th series of Silver Bonds, comes with several attractive features designed to benefit eligible senior citizens in Hong Kong 7.

Eligibility Criteria

To subscribe to the Silver Bond series, applicants must meet specific criteria:

  • Hold a valid Hong Kong identity card 56.
  • Have been born on or before December 31, 1966 56.

Investment Features

The Silver Bonds are structured to offer a low-risk investment with guaranteed returns:

  • Minimum Interest Rate: The new batch offers a guaranteed minimum interest rate of 4.25% 7. This is an increase from previous issuances, which offered 3.85% 5.
  • Tenor: The bonds have a tenor (maturity period) of three years 8.
  • Target Issuance Size: The government aims to issue HK$50 billion worth of these bonds 8.
  • Unit Price: Each unit of the Silver Bond is offered at HK$10,000 8.
  • Non-tradable: Unlike some other government bonds, Silver Bonds are non-tradable on the secondary market. However, the government will repurchase the bonds from holders before maturity upon request 2.

Subscription and Allocation

The subscription period for the new batch closed on September 29, 2025 1. As of this date, a total of 371,821 valid applications were received 1. The government announced the subscription and allocation results on October 8, 2025 1.

Purpose of the Silver Bond Program

Financial Secretary Mr. Paul Chan emphasized that the continued issuance of Silver Bonds aims to offer senior citizens a "safe, steady and low-risk investment option" 2. Furthermore, it encourages the financial sector to explore the business potential within the silver economy, fostering financial inclusion for the elderly 2.

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